Insurance Information
for Midwifery Clients
Homebirth with Stephanie + Insurance:
Fees for midwifery care is structured as package price that includes many different scenarios and is deeply discounted because it does not require the use of a medical biller.
If you utilize your health insurance, we have to bill the insurance for services rendered (vs the package price). This means sometimes what is billed to the insurance is more than the flat fee and sometimes it will be less.
The flat fee does not correlate with the amount billed to the insurance. The flat fee will count as a retainer towards your responsibility (deductible, coinsurance, etc.). If your responsibility is less than the flat fee you will be reimbursed the difference minus the insurance billing fee of 10%.
Find out if your plan covers midwives or home birth and what your deductible is for care ...👇🏼
1) Verify your insurance benefits by calling your member services or looking at your online account.
If you have a sense that your insurance should cover some of your care and your deductible is under $6000 it's likely worth it to go through the verification process below.
Watch and learn about getting the most out of your insurance coverage:
UPCOMING WEBINARS FOR CLIENTS
October Webinars
2) Take the next steps to get your home birth covered.
Do you know you're plan covers some or all of your out-of-hospital birth and want to start the process with insurance?
Purchase the insurance verification package with Bear + Wolf and they will take it from here. 👇🏼
